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Let us help you find the best solution 
to eliminate your debt issues 
and become 1, 2, 3 Debt Free!

CALL 1-800-555-1212

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What our clients think of us:

Get Out Of Debt... Regain Your Life!

123DebtFree will refer you go a company that is there to assist consumers trapped in never ending credit card debt. Offering honest and realistic advice on an individual basis.



Free Call: 1-800-555-1212

We were at the lowest time in our lives, then your company came in and saved us from losing our home.

Mark in Philadelphia, PA

I felt helpless before I called, but that immediately changed once I was advised of the options to get my loan back in good standing.

Pam in Harrisburg, PA

We can't begin to thank you enough for ALL that you did to get this accomplished! We are relieved & grateful to have it over.

James in Pittsburgh, PA

Trusted Referral Company To Help 
With Real Debt Situations.

123DebtFree | 1-800-555-1212

Privacy Policy | Terms of Use

We are NOT a debt settlement company. We are a referral company only. Monthly payments and balances are for illustration purposes only to demonstrate a typical debt situation. If you do enter into a debt settlement program REFERRED BY, your program may last 12 to 60 months. Clients who are enrolled in a debt settlement program may realize savings at the completion of the program including applicable fees. These figures are based on enrolled unsecured debts, and may vary depending on your individual debt settlement program. Completion rate of the program is not guaranteed, and is based on the client’s ability to make timely monthly payments. There is no guarantee that we will lower your debt by either amount or percentage, or that you will be debt-free at any set time. We do not make monthly payments to creditors, take on consumer debt, nor do we provide credit repair services, or bankruptcy, tax or accounting advice. Contact a tax professional for tax advice and consequences of debt settlement. Our debt settlement services are not available in all states. Any use of the term “debt-free" on this site or by any representative, refers only to unsecured debt enrolled in our debt settlement program—and does not relate to or promise any relief from secured debt and/or unsecured debt not enrolled in a debt settlement program. Please understand the benefits and consequences of enrolling in any debt settlement program, including potential negative credit rating impacts. When we use the term "our" that means any service provider that actually provides the services and does not mean as is only a referral company. We make no representations and/or warranties regarding the actual service provider.


AFFILIATES: Learn more information here

Debt Settlement Options, Affordable Monthly Payments, Become Debt Free... Easy as 1, 2, 3!

How does this work?

123DebtFree assists people who can’t afford to pay off all their debts, and are stuck in a vicious debt cycle. When finished with our program it allows you to finally walk away debt free, with the potential of saving a lot of money.

The programs range from one to five years, not 30 years or more which is the road many people are on. To receive these results, it is required that you complete the fully customized program we create for you. The satisfaction of our customers is our number one priority. Your best interest is in our best of interest.

What is the Process? It's easy as 1, 2, 3 Debt Free!

Plan Creation: Once you call or fill out the form above. Our referred financial consultants will work with you to discover the most affordable monthly payment that is saved to negotiate your debt. This new plan should be a huge savings over your current monthly minimum credit card payments. Once this monthly program fee is established you will get an estimate of your savings and program completion date. Programs can be anywhere from 12 to 60 months.

Negotiations: After funds have been accumulated, negotiations with your creditors begin. We stay in constant contact with you and all settlements we receive are reviewed with you.

DEBT FREE: Once settlements are paid your creditors will report that you settled your accounts and have a zero balance.

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